Stephen D. Umberger

District Director, Baltimore District Office, U.S. Small Business Administration

Umberger Pict

About the Speaker

Profession:  District Director, Baltimore District Office
Company:  U.S. Small Business Administration

Stephen D. Umberger, District Director, is responsible for the delivery and management of the U. S. Small Business Administration’s financial, business development, and government contracting programs throughout the state of Maryland, with the exception of Prince George’s and Montgomery counties.


Umberger draws from his over 25 year career with the SBA, to manage the Agency’s outreach in Maryland. Under his leadership, the Baltimore District has achieved record setting loan numbers, most recently in Fiscal Year 2017, assisting over 600 Maryland entrepreneurs receive financial assistance valued at over $246 million dollars.


Prior to coming to the Baltimore District Office, he worked in the SBA’s Office of Field Operations at SBA Headquarters in Washington, D.C. There he managed the Agency’s national internal control and quality assurance programs. He also served as liaison between the SBA’s headquarters offices of Government Contracting and Business Development, General Counsel and Inspector General, and the regional and district offices across the country. Before joining SBA headquarters staff, he served many years in the SBA District Office in Cleveland, Ohio, where he held positions in loan underwriting, servicing and liquidation.


Umberger, a native of Exton, Pa., is a graduate of the Villanova University School of Commerce and Finance, where he earned a Bachelor of Science degree in Finance.  He also attended Penn State University’s School of Engineering.